docs: add Table of Contents to README.MD and README.en.md

Both READMEs are 400+ lines with 14 top-level sections and multiple
subsections but have no navigation aid. Add a Table of Contents at the
top of each file to help readers quickly find relevant sections.

Changes:
- README.MD: add 目录 section with links to all h2/h3 headings
- README.en.md: add Table of Contents with matching structure

README.MD

@@ -31,6 +31,30 @@
 >
 > 请勿将本项目用于违反服务条款、协议、法律法规或平台规则的场景。商业使用前请自行确认 `LICENSE`、相关协议以及你是否获得了作者的书面许可。
 
+## 目录
+
+- [架构概览（摘要）](#架构概览摘要)
+- [核心能力](#核心能力)
+- [平台兼容矩阵](#平台兼容矩阵)
+- [模型支持](#模型支持)
+  - [OpenAI 接口](#openai-接口get-v1models)
+  - [Claude 接口](#claude-接口get-anthropicv1models)
+  - [Gemini 接口](#gemini-接口)
+- [快速开始](#快速开始)
+  - [方式一：下载 Release 构建包](#方式一下载-release-构建包)
+  - [方式二：Docker 运行](#方式二docker-运行)
+  - [方式三：Vercel 部署](#方式三vercel-部署)
+  - [方式四：本地源码运行](#方式四本地源码运行)
+- [配置说明](#配置说明)
+- [鉴权模式](#鉴权模式)
+- [并发模型](#并发模型)
+- [Tool Call 适配](#tool-call-适配)
+- [本地开发抓包工具](#本地开发抓包工具)
+- [文档索引](#文档索引)
+- [测试](#测试)
+- [Release 自动构建（GitHub Actions）](#release-自动构建github-actions)
+- [免责声明](#免责声明)
+
 ## 架构概览（摘要）
 
 ```mermaid

README.en.md

@@ -28,6 +28,30 @@ Documentation entry: [Docs Index](docs/README.md) / [Architecture](docs/ARCHITEC
 >
 > Do not use this project in ways that violate service terms, agreements, laws, or platform rules. Before any commercial use, review the `LICENSE`, the relevant terms, and confirm that you have the author's written permission.
 
+## Table of Contents
+
+- [Architecture Overview (Summary)](#architecture-overview-summary)
+- [Key Capabilities](#key-capabilities)
+- [Platform Compatibility Matrix](#platform-compatibility-matrix)
+- [Model Support](#model-support)
+  - [OpenAI Endpoint](#openai-endpoint-get-v1models)
+  - [Claude Endpoint](#claude-endpoint-get-anthropicv1models)
+  - [Gemini Endpoint](#gemini-endpoint)
+- [Quick Start](#quick-start)
+  - [Option 1: Download Release Binaries](#option-1-download-release-binaries)
+  - [Option 2: Docker / GHCR](#option-2-docker--ghcr)
+  - [Option 3: Vercel](#option-3-vercel)
+  - [Option 4: Local Run](#option-4-local-run)
+- [Configuration](#configuration)
+- [Authentication Modes](#authentication-modes)
+- [Concurrency Model](#concurrency-model)
+- [Tool Call Adaptation](#tool-call-adaptation)
+- [Local Dev Packet Capture](#local-dev-packet-capture)
+- [Documentation Index](#documentation-index)
+- [Testing](#testing)
+- [Release Artifact Automation (GitHub Actions)](#release-artifact-automation-github-actions)
+- [Disclaimer](#disclaimer)
+
 ## Architecture Overview (Summary)
 
 ```mermaid